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30 countries where $200,000 in retirement savings will last you decades With the rising cost of living and healthcare, you might be wondering if you’ll ever be able to retire. The answer is yes! If you’ve got $200,000 in retirement savings, Social Security benefits (as of 2017, Social Security payments are about $1,360 a month for the average worker), and a sense of adventure, there are plenty of safe and affordable countries where you can comfortably kick back and enjoy your golden years.